Want to buy your own home in the North East of England, but need a little help? Although our core business is still to provide affordable homes to rent, we offer a number of purchasing schemes to help people buy their own homes. Our home ownership schemes are suitable for people with a regular income who want to buy their own home but cannot afford to do so with a full mortgage. You may not be able to buy a house outright or obtain a full mortgage for a variety of reasons. For instance, you may be a first time buyer on a tight income. Or perhaps your ability to save up for a deposit is limited and without the help of schemes such as ours, you cannot raise enough money to buy a home. Interest rates could rise and therefore, you should calculate your finances with this in mind. Various mortgage packages are available through you bank or building society and you should seek advice to ensure that you obtain the mortgage best suited to your personal circumstances. For more information, please contact our Affordable Housing & Sales Co-ordinator on 0191 375 3141 or email [pauline.neave@threerivershousing.co.uk] Types of home ownership initiatives we offer: [ Shared Ownership] [ Right to Buy] [ Right to Acquire] [ Social HomeBuy ] [ Homebuy]

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP RENT PAYMENTS OR PAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT